Heidi Salem | Mortgage Loan Originator
Heidi Salem | Persian/Iranian Mortgage Loan Originator in Encino, CA
Home Purchases & Refinances
I’m Heidi Salem and working with First Banker Corp, Inc., We have access to many programs and able to find a mortgage that best matches with your financial situation. Let me see the kind of loan you need, how much down payment and the term you want.
Residential, Fixed Adjustable Loans with 3 or 5 years fix investment
commercial real estate
land Reverse Loan Products & Programs Your credit report fee is on me at closing, I will refund to you at closing
Your credit report fee is on me at closing, I will refund to you at closing
Zero down payment One-year bank statements
Stated income for an investment loan Low down payment, 3.5% FHA
15,30 years Fix Loans Jumbo loans up to 3,000,000
Reverse mortgage for people older 62 years old (might skip monthly payment)
VA loans with Zero down payment Up to $525 credit toward your appraisal fee at First Banker MortgageIf you are buying or refinancing call me.
We have access to hundreds of loan products and can choose the best possible loan to match your financial situation Tax Return, W-2, some programs
Zero down payment, 100% loanLow down Payment 3.5% for FHAOne-year bank statementsStated Income for an investment loan
Low Down Payments 3% for FHA LoansTerms 15 or 30 years FixUp to $525 credit toward Appraisal on some programs will refund your credit report fee at your closing the loanJumbo loans up to $3,000,000, 90% LTVReverse mortgage for ages 62 years and older.
VA Loan with zero down paymentMost loans will close in 30 days or less
Office HoursMonday – Friday: 9 am – 5PMSaturday: By appointment Sunday: ClosedCall me any day till 8 PM